The following information details the fees associated with using CoinJar. For CoinJar Exchange and CoinJar Swipe fees, please refer to the following dedicated articles:
Incoming payment and AUD deposit fees
| Method | Fee |
| Receiving digital currencies |
No fee |
| BPAY deposit |
No fee* |
| NPP deposit |
No fee |
| Blueshyft cash deposit | 1.5% fee |
*BPAY transfers from a credit account are not officially supported, and will encounter payment processing fees. Please refer to our Knowledge Base article on bank transfer information for further details.
Outgoing payment and internal transfer fees
The below table details the fees associated with making payments, and transferring between your CoinJar accounts.
| Transferring from: | ||||
| Everyday Bitcoin | Everyday ETH / LTC / XRP / ZEC / USDC / ZRX / BAT / DAI | AUD Cash Account | ||
|
Transferring to: |
External Digital Currency Address |
Transaction fee | No fee | N/A |
|
CoinJar Username |
No fee | No fee | N/A | |
|
Digital Currency Account |
1%★ | 1% ★ | 1% ★ | |
|
Cash Account |
1% ★ | 1% ★ | N/A | |
|
Swipe |
No fee | No fee | N/A | |
|
BPAY Biller |
0.5% ★ | 0.5% ★ | N/A | |
|
Bank Account |
1% ★ | 1% ★ | No fee | |
★ Transfers involving currency exchange are subject to CoinJar's currency conversion rates, which are always quoted during the transaction confirmation.
N/A means it isn't possible to complete a transfer of this type. For example, certain payments can only be made from your Everyday Bitcoin account. You cannot directly deposit AUD from your Cash Account to your Swipe card.
Bitcoin transaction (mining) fees
When transferring funds from your CoinJar to an external Bitcoin address, a transaction fee is required in order for the payment to be processed by the blockchain. Including an adequate fee to any Bitcoin transfer is important to ensure the transaction is completed successfully.
ETH, LTC, XRP, and ZEC payments do not incur transaction fees at this time.
How CoinJar handles transaction fees
When you make a new outgoing Bitcoin payment with CoinJar, a 0.0005 BTC transaction fee will be attached to your transfer - or CoinJar Points if you prefer. This additional fee will be taken from the same account you’re sending funds from, and will be included in your quote as you make that payment.
Behind the scenes, CoinJar will then automatically attach an appropriate transaction fee depending on the amount you’re sending and the current blockchain congestion level. This transaction fee will be calculated dynamically to ensure your Bitcoin transfer receives confirmations on the blockchain as promptly as possible.
