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This article is for Australian members. If you're looking for instructions for CoinJar UK, visit this article.
The following information details the fees associated with using CoinJar. For CoinJar Exchange and CoinJar Swipe fees, please refer to the following dedicated articles:
Deposit fees
| Method | Fee |
| BPAY deposit |
No fee*^ |
| NPP deposit |
No fee |
| Blueshyft cash deposit |
1.5% fee |
| Instant Buy (Visa or Mastercard purchase) |
2% fee# |
| Direct debit deposit (CoinJar Bundles only) |
No fee |
| Receiving digital currencies |
No fee |
| Receiving digital currencies from CoinJar users |
No fee |
* BPAY transfers from a credit account are not officially supported, and will encounter payment processing fees. BPAY deposits under $10 will also incur a $1.5 processing fee. Please refer to our Knowledge Base article on bank transfer information for further details.
^ BPAY deposits are subject to the reserved balance.
# Additional fees may apply depending on your card type and financial institution. Please refer to our Instant Buy article for more information.
Conversion fees
| Transferring: | Fee |
| Between digital currency accounts |
1%★ |
|
Between digital currency accounts and Cash Account |
1%★ |
|
Digital currency account to CoinJar Swipe |
No fee |
★ Transfers involving currency exchange are subject to CoinJar's currency conversion rates, which are always quoted during the transaction confirmation.
Withdrawal fees
| Method | Fee |
| Cash Account to Bank account |
No fee |
| Digital currency account to BPAY Biller |
0.5%★ |
| Sending digital currencies to CoinJar members |
No fee |
| Sending Bitcoin (BTC) | |
| Sending Ethereum (ETH) | |
| Sending XRP (XRP) |
No fee |
| Sending Litecoin (LTC) |
No fee |
| Sending USD Coin (USDC) | |
| Sending Maker Dai (DAI) | |
| Sending 0x Token (ZRX) | |
| Sending Basic Attention Token (BAT) | |
|
Sending Uniswap protocol token (UNI) |
|
| Sending yearn.finance governance token (YFI) | |
| Sending OMG Network token (OMG) | |
| Sending Chainlink token (LINK) | |
| Sending Maker token (MKR) | |
| Sending Compound token (COMP) | |
| Sending Stellar Lumens (XLM) |
No fee |
| Sending Algorand (ALGO) |
No fee |
| Sending EOS (EOS) |
No fee |
| Sending Paxos Standard (PAX) | |
|
Sending Aave (AAVE) |
|
| Sending Synthetix Network Token (SNX) | |
| Sending Kyber Network (KNC) | |
| Sending Curve DAO (CRV) | |
|
Sending Bancor Network Token (BNT) |
|
| Sending SushiSwap (SUSHI) |
★ Transfers involving currency exchange are subject to CoinJar's currency conversion rates, which are always quoted during the transaction confirmation.
Outgoing transaction fees
When transferring funds from your CoinJar to an external digital currency address, a network fee is required in order for the payment to be processed by the blockchain. Including an adequate fee to any transfer is important to ensure the transaction is completed successfully.
LTC, XRP, XLM, ALGO and EOS payments do not incur transaction fees at this time.
How CoinJar handles transaction fees
When you make a new outgoing payment using a digital currency that has a dynamic fee to send externally, the transaction fee will be automatically calculated - or you can use CoinJar Points to cover the cost of the transaction fee if you prefer. This additional fee will be taken from the same account you’re sending funds from, and will be included in your quote as you make that payment.
CoinJar recalculates this dynamic fee every 15 minutes for accurate transaction fees, depending on the amount you’re sending and the current blockchain congestion level. This transaction fee is calculated to ensure your digital currency transfer receives confirmations on the blockchain as promptly as possible.
You can review any fees you've paid by opening any account and tapping on a transaction to view the receipt.