Overview of Travel Rule in Australia
Travel Rule in Australia comes from the Anti-Money Laundering and Counter-Terrorism Financing Amendment Act 2024, which became law in December 2024, with the detailed obligations set out in the AML/CTF Rules 2025. For digital asset transfers, it takes effect from 1 July 2026.
In practice, this means that when you send or receive cryptocurrency, certain information about the sender and recipient may need to accompany the transfer. CoinJar is required to collect this information and share it securely with the platform on the other side of the transfer.
Travel Rule in Australia here has no minimum amount. It applies to transfers of any size, so there's no dollar threshold below which it doesn't apply.
Depending on the transfer, the information involved may include:
- The full name of the sender and recipient
- A residential or business address
- For businesses, a legal entity name
- Wallet address details
You may be asked to provide extra information before a transfer can be completed, or a transfer may take slightly longer while that information is checked. We'll always explain what's needed and what to do next.
We may be unable to support certain transfers from cryptocurrency exchanges, hosted or custodial wallets including websites which accept crypto, or any platform where you don't control the private keys.
We will support the majority of transfers between CoinJar and self-hosted wallets. You can learn more about various types of self-hosted wallets on CoinJar Learn.
Frequently Asked Questions
Why is CoinJar collecting this information?
From 1 July 2026, regulated cryptocurrency platforms must collect, and in some cases share, sender and recipient information for digital asset transfers, under the AML/CTF reforms overseen by AUSTRAC. This brings Australia in line with the global FATF standard already adopted by regulated platforms worldwide.
Why is CoinJar unable to send to or receive from some other exchanges?
To comply with Travel Rule, CoinJar and the exchange on the other side of a transfer need to be connected to the same Travel Rule network. These networks are the secure systems that platforms use to exchange the required sender and recipient information with each other. If the other exchange uses a different network that isn't compatible with ours, we may not be able to share the information that has to travel with your transfer, which means we can't always send to or receive from that exchange. We're continuing to expand the networks we connect to, so the range of supported exchanges will grow over time.
Does this apply to every transfer, no matter how small?
Yes. Travel Rule in Australia has no minimum threshold, so it can apply to transfers of any size.
What about transfers to my own self-hosted wallet?
Travel Rule can still apply when you transfer to a self-hosted wallet, which is a wallet you control yourself, outside any exchange (sometimes called a non-custodial wallet). In these cases we may ask you to confirm some details about the wallet and who controls it.
Will transfers to other CoinJar customers be affected?
Transfers between you and another CoinJar customer using their CoinJar username will work the same as they do today.
How will my personal information be protected?
Protecting your information is central to how we operate. Any information shared under Travel Rule is handled securely, shared only where the rules require it, and only with other regulated, vetted platforms. It's never posted publicly or recorded on a public blockchain. We share the information needed to meet the requirement, and hold it in line with our privacy and security obligations.
How do I actually provide this information when sending or receiving crypto?
Each step for providing Travel Rule information when sending or receiving crypto is covered in this article.