Buy cryptocurrency instantly with a Visa or Mastercard, Apple Pay or Google Pay directly in the CoinJar app, for only a 2% fee. No prior bank deposit is required, and all Visa and Mastercard credit and debit cards are supported.
Buy crypto with a credit or debit card
- Select Trade, the floating action button in the CoinJar app, or the Trade button at the top of the CoinJar website.
- On the Buy tab, select the cryptocurrency you want to buy.
- In the Pay With row, select your linked card. If you haven't linked a card yet, select Link a new card, enter your card number and billing currency, then select Submit.
- Enter the amount you want to buy.
- Select Review Order, then check the fee, conversion rate and purchase amount.
- Select Confirm.
- If your financial institution requires it, you'll be redirected to complete additional authorisation via 3D Secure (3DS) for the transaction.
Buy crypto with Apple Pay or Google Pay
- Select Trade, the floating action button in the CoinJar app, or the Trade button at the top of the CoinJar website.
- On the Buy tab, select the cryptocurrency you want to buy.
- In the Pay With row, select Apple Pay or Google Pay, depending on your device.
- Enter the amount you want to buy.
- Select Review Order, then select Confirm.
- You'll be redirected to Apple Pay or Google Pay to finalise the transaction.
Fees
Cards, Apple Pay and Google Pay purchases incur a 2% fee. Recurring Buy carries a 1% flat fee. Apple Pay and Google Pay aren't available for Recurring Buy.
Additional fees may apply:
- Credit cards: Your provider may charge a cash advance fee, please contact your financial institution. A billing currency other than AUD may also incur foreign exchange fees.
- Debit cards: A billing currency other than your native currency may incur foreign exchange fees.
Reserved Balances
- The first purchase with a given card is held in a reserved balance for seven days.
- Funds are released once seven days have passed and no disputes have been received.
- Future purchases with the same card aren't subject to the hold.
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